ESRS subtopic
Climate change adaptation
20
Climate change mitigation
20
Energy
20
Name of the IRO
IRO type
Cause
Position in the value chain
Time Horizon
Realization stage
Affected stakeholders
ESRS subtopic
1
Promotion of green finance for adaptation projects leading to increased community resilience
Positive impact
Financing infrastructure and businesses focused on climate adaptation
Downstream supply chain
Medium term
Potential
Clients
Investors
Communities
Climate change adaptation
2
Support for climate risk assessment in lending and insurance
Positive impact
Integration of climate adaptation criteria in risk models
Business activities
Short term
Potential
Clients
Investors
Communities
Climate change adaptation
3
Development of financial products for climate adaptation
Positive impact
Creation of insurance and loans for adaptation investments
Business activities
Medium term
Potential
Clients
Investors
Communities
Climate change adaptation
4
Collaboration with public authorities for adaptation finance
Positive impact
Joint programs with governments for adaptation funding
Business activities
Medium term
Potential
Clients
Communities
Local authorities
Climate change adaptation
5
Public education on climate adaptation via financial literacy programs
Positive impact
Awareness campaigns on adaptation financing options
Business activities
Short term
Potential
Clients
Investors
Communities
Climate change adaptation
6
Financing of assets vulnerable to climate impacts
Negative impact
Investment in or lending to businesses exposed to climate risks
Downstream supply chain
Short term
Actual
Clients
Investors
Communities
Climate change adaptation
7
Neglect of adaptation risks in portfolio management
Negative impact
Absence of climate adaptation criteria in investment decisions
Business activities
Short term
Actual
Clients
Investors
Communities
Climate change adaptation
8
Non-compliance with adaptation-related regulations
Negative impact
Failure to meet legal requirements for climate risk management
Business activities
Short term
Actual
Clients
Investors
Local authorities
Climate change adaptation
9
Poor communication on adaptation risk exposure
Negative impact
Lack of transparency on adaptation risks in financial products
Business activities
Short term
Actual
Clients
Investors
Communities
Climate change adaptation
10
Neglect of supplier adaptation practices
Negative impact
Suppliers not assessing or managing climate adaptation risks
Upstream supply chain
Short term
Actual
Clients
Communities
Suppliers
Climate change adaptation
11
Regulatory fines for non-compliance with adaptation laws
Risk
Authorities increase enforcement of adaptation risk management
Business activities
Short term
Potential
Clients
Investors
Local authorities
Climate change adaptation
12
Brand damage from adaptation-related controversies
Risk
Negative media coverage of financed adaptation failures
Downstream supply chain
Short term
Potential
Clients
Investors
Communities
Climate change adaptation
13
Loss of contracts due to poor adaptation risk management
Risk
Clients require proof of adaptation risk assessment
Business activities
Medium term
Potential
Clients
Investors
Communities
Climate change adaptation
14
Increased costs from adaptation compliance requirements
Risk
Need for new investments in adaptation risk monitoring
Business activities
Short term
Potential
Clients
Investors
Employees
Climate change adaptation
15
Legal actions by stakeholders over adaptation failures
Risk
Stakeholders file lawsuits for financed adaptation damages
Downstream supply chain
Short term
Potential
Clients
Investors
Communities
Climate change adaptation
16
Development of “Climate Adaptation Finance” certifications
Opportunity
Certification for best practices in adaptation risk management
Business activities
Short term
Potential
Clients
Investors
Communities
Climate change adaptation
17
Access to funding for adaptation initiatives
Opportunity
Grants or subsidies for adaptation projects
Business activities
Short term
Potential
Investors
Local authorities
Climate change adaptation
18
Partnerships with NGOs for adaptation finance
Opportunity
Joint development of adaptation finance frameworks
Business activities
Medium term
Potential
Clients
Communities
NGOs
Climate change adaptation
19
Expansion into markets valuing adaptation finance
Opportunity
Clients demanding certified adaptation risk management
Downstream supply chain
Medium term
Potential
Clients
Investors
Communities
Climate change adaptation
20
Brand enhancement through leadership in adaptation finance
Opportunity
Recognition for sector-leading adaptation finance policies
Business activities
Short term
Potential
Clients
Investors
Communities
Climate change adaptation
21
Promotion of green finance for mitigation projects leading to reduced emissions
Positive impact
Financing renewable energy, energy efficiency, and low-carbon technologies
Downstream supply chain
Medium term
Potential
Clients
Investors
Communities
Climate change mitigation
22
Support for carbon risk assessment in lending and insurance
Positive impact
Integration of carbon mitigation criteria in risk models
Business activities
Short term
Potential
Clients
Investors
Communities
Climate change mitigation
23
Development of financial products for climate mitigation
Positive impact
Creation of insurance and loans for mitigation investments
Business activities
Medium term
Potential
Clients
Investors
Communities
Climate change mitigation
24
Collaboration with public authorities for mitigation finance
Positive impact
Joint programs with governments for mitigation funding
Business activities
Medium term
Potential
Clients
Communities
Local authorities
Climate change mitigation
25
Public education on climate mitigation via financial literacy programs
Positive impact
Awareness campaigns on mitigation financing options
Business activities
Short term
Potential
Clients
Investors
Communities
Climate change mitigation
26
Financing of high-carbon assets and activities
Negative impact
Investment in or lending to fossil fuels and carbon-intensive industries
Downstream supply chain
Short term
Actual
Clients
Investors
Communities
Climate change mitigation
27
Neglect of carbon risks in portfolio management
Negative impact
Absence of carbon mitigation criteria in investment decisions
Business activities
Short term
Actual
Clients
Investors
Communities
Climate change mitigation
28
Non-compliance with mitigation-related regulations
Negative impact
Failure to meet legal requirements for carbon risk management
Business activities
Short term
Actual
Clients
Investors
Local authorities
Climate change mitigation
29
Poor communication on mitigation risk exposure
Negative impact
Lack of transparency on mitigation risks in financial products
Business activities
Short term
Actual
Clients
Investors
Communities
Climate change mitigation
30
Neglect of supplier mitigation practices
Negative impact
Suppliers not assessing or managing carbon mitigation risks
Upstream supply chain
Short term
Actual
Clients
Communities
Suppliers
Climate change mitigation
31
Regulatory fines for non-compliance with mitigation laws
Risk
Authorities increase enforcement of mitigation risk management
Business activities
Short term
Potential
Clients
Investors
Local authorities
Climate change mitigation
60 rows