ESRS subtopic
Microplastics
20
Pollution of air
20
Pollution of living organisms and food resources
20
Pollution of soil
20
Name of the IRO
IRO type
Cause
Position in the value chain
Time Horizon
Realization stage
Affected stakeholders
ESRS subtopic
141
Promotion of green investment in companies reducing microplastics leading to cleaner environments
Positive impact
Financing of businesses with microplastic reduction initiatives
Downstream supply chain
Medium term
Potential
Clients
Investors
Communities
Microplastics
142
Support for sustainable procurement policies (microplastics)
Positive impact
Selection of suppliers with robust microplastic controls
Upstream supply chain
Short term
Potential
Clients
Communities
Suppliers
Microplastics
143
Development of ESG screening for microplastics
Positive impact
Inclusion of microplastic risk in investment and lending decisions
Business activities
Short term
Potential
Clients
Investors
Local authorities
Microplastics
144
Collaboration with NGOs for microplastics awareness
Positive impact
Partnerships for training and awareness on microplastic risks
Business activities
Medium term
Potential
Investors
Communities
NGOs
Microplastics
145
Public recognition of microplastic-free financial products
Positive impact
Promotion of loans and investments supporting microplastic reduction
Business activities
Short term
Potential
Clients
Investors
Communities
Microplastics
146
Financing of projects using microplastics
Negative impact
Lending to industries with high microplastic risk (e.g., packaging)
Downstream supply chain
Short term
Actual
Clients
Communities
Local authorities
Microplastics
147
Neglect of microplastic risk in investment decisions
Negative impact
Absence of microplastic risk assessment in portfolio management
Business activities
Short term
Actual
Clients
Investors
Communities
Microplastics
148
Non-compliance with microplastic regulations
Negative impact
Failure to meet legal requirements for microplastic risk management
Business activities
Short term
Actual
Clients
Investors
Local authorities
Microplastics
149
Poor communication on microplastic risk exposure
Negative impact
Lack of transparency on microplastic risks in financial products
Business activities
Short term
Actual
Clients
Investors
Communities
Microplastics
150
Neglect of supplier microplastic practices
Negative impact
Suppliers not assessing or managing microplastic risks
Upstream supply chain
Short term
Actual
Clients
Communities
Suppliers
Microplastics
151
Regulatory fines for non-compliance with microplastic laws
Risk
Authorities increase enforcement of microplastic risk management
Business activities
Short term
Potential
Clients
Investors
Local authorities
Microplastics
152
Brand damage from microplastic controversies
Risk
Negative media coverage of financed microplastic use
Downstream supply chain
Short term
Potential
Clients
Investors
Communities
Microplastics
153
Loss of contracts due to poor microplastic management
Risk
Clients require proof of microplastic risk assessment
Business activities
Medium term
Potential
Clients
Investors
Communities
Microplastics
154
Increased costs from microplastic compliance requirements
Risk
Need for new investments in microplastic risk monitoring
Business activities
Short term
Potential
Clients
Investors
Employees
Microplastics
155
Legal actions by stakeholders over microplastic use
Risk
Stakeholders file lawsuits for financed microplastic contamination
Downstream supply chain
Short term
Potential
Clients
Investors
Communities
Microplastics
156
Development of “Microplastic-Free Finance” certifications
Opportunity
Certification for best practices in microplastic risk management
Business activities
Short term
Potential
Clients
Investors
Communities
Microplastics
157
Access to funding for microplastic reduction initiatives
Opportunity
Grants or subsidies for microplastic-free projects
Business activities
Short term
Potential
Investors
Local authorities
Microplastics
158
Partnerships with NGOs for microplastic safety
Opportunity
Joint development of microplastic risk management frameworks
Business activities
Medium term
Potential
Clients
Communities
NGOs
Microplastics
159
Expansion into markets valuing microplastic safety
Opportunity
Clients demanding certified microplastic risk management
Downstream supply chain
Medium term
Potential
Clients
Investors
Communities
Microplastics
160
Brand enhancement through leadership in microplastic risk management
Opportunity
Recognition for sector-leading microplastic safety policies
Business activities
Short term
Potential
Clients
Investors
Communities
Microplastics
161
Promotion of green investment in companies reducing air pollution leading to improved air quality
Positive impact
Financing of businesses with air pollution reduction initiatives
Downstream supply chain
Medium term
Potential
Clients
Investors
Communities
Pollution of air
162
Support for sustainable procurement policies (air pollution)
Positive impact
Selection of suppliers with robust air pollution controls
Upstream supply chain
Short term
Potential
Clients
Communities
Suppliers
Pollution of air
163
Development of ESG screening for air pollution
Positive impact
Inclusion of air pollution risk in investment and lending decisions
Business activities
Short term
Potential
Clients
Investors
Local authorities
Pollution of air
164
Collaboration with NGOs for air pollution awareness
Positive impact
Partnerships for training and awareness on air pollution risks
Business activities
Medium term
Potential
Investors
Communities
NGOs
Pollution of air
165
Public recognition of air pollution-free financial products
Positive impact
Promotion of loans and investments supporting air pollution reduction
Business activities
Short term
Potential
Clients
Investors
Communities
Pollution of air
166
Financing of projects causing air pollution
Negative impact
Lending to industries with high air pollution risk (e.g., transport)
Downstream supply chain
Short term
Actual
Clients
Communities
Local authorities
Pollution of air
167
Neglect of air pollution risk in investment decisions
Negative impact
Absence of air pollution risk assessment in portfolio management
Business activities
Short term
Actual
Clients
Investors
Communities
Pollution of air
168
Non-compliance with air pollution regulations
Negative impact
Failure to meet legal requirements for air pollution risk management
Business activities
Short term
Actual
Clients
Investors
Local authorities
Pollution of air
169
Poor communication on air pollution risk exposure
Negative impact
Lack of transparency on air pollution risks in financial products
Business activities
Short term
Actual
Clients
Investors
Communities
Pollution of air
170
Neglect of supplier air pollution practices
Negative impact
Suppliers not assessing or managing air pollution risks
Upstream supply chain
Short term
Actual
Clients
Communities
Suppliers
Pollution of air
171
Regulatory fines for non-compliance with air pollution laws
Risk
Authorities increase enforcement of air pollution risk management
Business activities
Short term
Potential
Clients
Investors
Local authorities
Pollution of air
140 rows